Summary
The town's self-insured health plan is seeing a 16.5% premium jump for 2027 — way above the ~10% national trend — driven by high-cost claimants whose costs doubled to $7.7 million. Council members questioned whether self-insurance still makes sense and asked for analysis if the trend continues.
At a glance
- Total mentions
- 1
- Last 30 days
- 1
Discussed at 1 meeting in the last 60 days; most recently Oct 13, 2026.
Impact analysis
The town spends roughly $1 million a month on healthcare and went about $800,000 over budget last year, with the fund cushion shrinking.
Employees and retirees keep their current coverage, funded deductibles, and carrier networks.
Employees and the town budget both absorb higher premiums, and over-collected premiums may not be refunded given recent settlement trends.
Mentions & discussions (1)
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